You Need a Budget

Name: You Need a Budget
Brand: HarperCollins
SKU: 2062667

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2120887You Need a Budgethttps://www.gandhi.com.mx/3030c8bd-93dc-34c8-988c-2cd3b90c66e2/phttps://gandhi.vtexassets.com/arquivos/ids/1890529/faae4f0f-c219-4236-b6ce-efc3ca17b47b.jpg?v=638342127422300000348348MXNHarperCollinsInStock/Audiolibros/Wall Street Journal BestsellerJesse Mecham has achieved the impossible: a book on budgeting that is fascinating, entertaining, and practical. Read this book, follow his advice, then watch your bank account grow and your financial worries fade. Josh Kaufman, bestselling author of The Personal MBA and The First 20 HoursExperience a life free of financial stress and transform your relationship to money with this indispensable guidethe first book based on You Need A Budgets proven method that has helped hundreds of thousands of people break the paycheck to paycheck cycle, get out of debt, and live the life they want to live.No one should tell you what to do with your moneyonly you know whats most important to you. Always guiding you back to your true priorities, Jesse Mecham will fundamentally change the way you think about your money and what it can do for you. His proven methodfour, simple ruleswill transform money management from a paralyzing burden to a powerful tool, putting you in total control of your life:<ul><li>Give Every Dollar A Job. Be intentional about what you want your money to do before you spend it.</li><li>Embrace Your True Expenses. Break up larger, less frequent expenses into smaller, more manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job.</li><li>Roll With The Punches. When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because theyre guilt-free, realistic, and sustainable.</li><li>Age Your Money. As you repeat the first three rules, youll increase the time between the moment you earn a dollar and the moment you need to spend it. When your money is at least a month old, youll have finally broken the paycheck to paycheck cycle for good.</li></ul>This tried-and-true system has changed the lives of hundreds of thousands of people by teaching them how to take charge, adjust money habits, eliminate stress, and build the life they want to live. Dont waste another month counting down the minutes until payday.Supplemental enhancement PDF accompanies the audiobook....2062667You Need a Budget348348https://www.gandhi.com.mx/3030c8bd-93dc-34c8-988c-2cd3b90c66e2/phttps://gandhi.vtexassets.com/arquivos/ids/1890529/faae4f0f-c219-4236-b6ce-efc3ca17b47b.jpg?v=638342127422300000InStockMXN99999DIAudiolibro20179780062800831_W3siaWQiOiJlYjhmZDgwNy04ZTFkLTQ0YzEtOGNmOC0yODEyNzg4YmMwMTUiLCJsaXN0UHJpY2UiOjM0OCwiZGlzY291bnQiOjAsInNlbGxpbmdQcmljZSI6MzQ4LCJpbmNsdWRlc1RheCI6dHJ1ZSwicHJpY2VUeXBlIjoiV2hvbGVzYWxlIiwiY3VycmVuY3kiOiJNWE4iLCJmcm9tIjoiMjAyNS0wNy0wMVQwMDowMDowMFoiLCJyZWdpb24iOiJNWCIsImlzUHJlb3JkZXIiOmZhbHNlLCJpc0VsaWdpYmxlRm9yQ3JlZGl0VHJpYWwiOnRydWUsImNyZWRpdFB1cmNoYXNlUHJpY2UiOjF9XQ==9780062800831_For most people, budgeting conjures up the same feelings as, say, prison and dieting. But your initial instinct couldnt be further from the truth. You just havent budgeted the right way.You Need A Budget will teach you four simple rules to completely revolutionize the way you think about managing your money. With a budget, youll break the paycheck-to-paycheck cycle, get out of debt, and save more money. A liberating, enabling, empowering budget will actually make you feel more free, not more restricted. The YNAB philosophy is centered around these four rules:<ol><li>Give every dollar a job. Take your cash, checking, and saving accounts and assign jobs to that money. Begin now with what you have on hand. Then follow your plan. Pick your priorities, and make sure your dollars are helping you move closer to the things you care about most.</li><li>Embrace your true expenses. Look ahead and identify the larger, less frequent expenses that tend to sneak up on you. Break those expenses into manageable monthly amounts. Consider insurance premiums, birthdays, holidays, charitable giving, car repairs, etc. This practice evens out your cash outflows, decreases your stress, and helps you make better decisions.</li><li>Roll with the punches. Accept the fact that life always changes and youll likely always go over budget somewhere. If an unexpected expense comes up and you need to change your budget, just change it. The YNAB philosophy not only tolerates changing your budget, but rather encourages it.</li><li>Age your money. The goal of this rule is to increase the time between the moment you earn money, and the moment you spend that money. In other words, if youre going to break the paycheck-to-paycheck cycle, you need to learn to live on money you earned a month or two months or even three months ago.</li></ol>YNABs four rules are the pillars of a tried-and-true system that gets you to engage with your money every day. It helps you change your behavior so that youre proactive and in control of your finances. Its not about stressing over last months statement; instead, youre looking ahead and actively deciding how you want-and need to build a life of meaning not stress.Supplemental enhancement PDF accompanies the audiobook....(*_*)9780062800831_Wall Street Journal BestsellerJesse Mecham has achieved the impossible: a book on budgeting that is fascinating, entertaining, and practical. Read this book, follow his advice, then watch your bank account grow and your financial worries fade. Josh Kaufman, bestselling author of The Personal MBA and The First 20 HoursExperience a life free of financial stress and transform your relationship to money with this indispensable guidethe first book based on You Need A Budgets proven method that has helped hundreds of thousands of people break the paycheck to paycheck cycle, get out of debt, and live the life they want to live.No one should tell you what to do with your moneyonly you know whats most important to you. Always guiding you back to your true priorities, Jesse Mecham will fundamentally change the way you think about your money and what it can do for you. His proven methodfour, simple ruleswill transform money management from a paralyzing burden to a powerful tool, putting you in total control of your life:<ul><li>Give Every Dollar A Job. Be intentional about what you want your money to do before you spend it.</li><li>Embrace Your True Expenses. Break up larger, less frequent expenses into smaller, more manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job.</li><li>Roll With The Punches. When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because theyre guilt-free, realistic, and sustainable.</li><li>Age Your Money. As you repeat the first three rules, youll increase the time between the moment you earn a dollar and the moment you need to spend it. When your money is at least a month old, youll have finally broken the paycheck to paycheck cycle for good.</li></ul>This tried-and-true system has changed the lives of hundreds of thousands of people by teaching them how to take charge, adjust money habits, eliminate stress, and build the life they want to live. Dont waste another month counting down the minutes until payday.Supplemental enhancement PDF accompanies the audiobook....9780062800831_HarperAudio(*_*)9780062800831_HarperCollinsaudiolibro_3030c8bd-93dc-34c8-988c-2cd3b90c66e2_9780062800831;9780062800831_9780062800831Jesse MechamInglésMéxicoHarperCollinsNoMINUTE2017-12-26T00:00:00+00:00