One bank's no isn't the end of your house search.

You might need a different loan, a different way to show your income, or a lender that offers something your bank doesn't. You deserve to understand why you were turned down before you decide what to do next.

APPROVED: The Mortgage Playbook Your Bank May Never Show You walks through the questions real buyers actually ask, organized so you can open straight to the problem you're facing. Each question gets a 30-second answer up front, then the explanation in short sections, with real dollar figures and the arithmetic shown.

You'll find questions like these:

Can I really buy with 3.5 percent down?

Can my family give me the down payment, including my cousin?

How much can the seller pay toward my costs?

Can someone help me qualify without moving in?

Can I buy with zero down through VA or USDA?

Can I get a mortgage if I'm self-employed?

What do I do after the bank says no?

Black-and-white drawings help you follow the tricky parts. The WHAT YOU'LL NEED checklists tell you which papers and facts to gather. The APPROVED Checklist helps you check options before accepting a denial. Paired THE BANK SAID and ASK THIS INSTEAD boxes give you words for the next conversation.

The question running through the book is simple: is that a HUD rule, or is that this lender's rule? Banks have different menus, and you need to know which limit you're hearing.

This book is for you if you've been told no, expect to be, or are helping someone buy. It is educational, not a loan offer.

APPROVED: The Mortgage Playbook Your Bank May Never Show You

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