What if the government paid you to give your employees a retirement plan? For small business owners, that's not a fantasy. SECURE 2.0 dramatically expanded the retirement plan startup credit, yet most owners never claim it, or claim far less than they could. If you run a business with 100 or fewer employees and have wondered whether a 401(k) is worth the cost and hassle, this book was written for you.

Inside, you'll discover why a tax credit beats a deduction, how three separate credit components can stack in a single year, and why the date you launch your plan can change how much you capture. You'll learn how automatic enrollment earns a bonus, how employer contributions can generate credit for years, and how the Form 8881 filing actually works, step by step, without the headaches.

This is a playbook, not a tax code lecture. Using plain English, relatable analogies, and real-world scenarios, each chapter leaves you with something you can act on right away. You'll finish with a clear plan for your first three years, the records to keep your claim audit-ready, and the confidence to know when to call a professional.

The Retirement Startup Credit Playbook

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