product
2640461The Unbanking of Americahttps://www.gandhi.com.mx/the-unbanking-of-america-9780544611184/phttps://gandhi.vtexassets.com/arquivos/ids/3331209/af947f7e-ad5a-4a86-8887-eeb6b86022ae.jpg?v=638385219992670000217246MXNHoughton Mifflin HarcourtInStock/Ebooks/<p><strong>Why Americans are fleeing our broken banking system: Startling and absorbingRequired reading for fans of muckraking authors like Barbara Ehrenreich.<em>Publishers Weekly</em> (starred review)</strong></p><p>What do an undocumented immigrant in the South Bronx, a high-net-worth entrepreneur, and a twentysomething graduate student have in common? All three are victims of our dysfunctional mainstream bank and credit system. Nearly half of all Americans live from paycheck to paycheck, and income volatility has doubled over the past thirty years. Banks, with their high monthly fees and overdraft charges, are gouging their lower- and middle-income customers while serving only the wealthiest Americans.</p><p>Lisa Servon delivers a stunning indictment of Americas banks, together with eye-opening dispatches from inside a range of banking alternatives that have sprung up to fill the void. She works as a teller at RiteCheck, a check-cashing business in the South Bronx, and as a payday lender in Oakland. She looks closely at the workings of a <em>tanda</em>, an informal lending club. And she delivers engaging, hopeful portraits of the entrepreneurs reacting to the unbanking of America by designing systems to creatively serve those outside the one percent.</p><p>Valuable evidence on the fragility of the personal economies of most Americans these days.<em>Kirkus Reviews</em></p><p>An intelligent plea for financial justice[An] excellent book.<em>The Christian Science Monitor</em></p>...2576016The Unbanking of America217246https://www.gandhi.com.mx/the-unbanking-of-america-9780544611184/phttps://gandhi.vtexassets.com/arquivos/ids/3331209/af947f7e-ad5a-4a86-8887-eeb6b86022ae.jpg?v=638385219992670000InStockMXN99999DIEbook20179780544611184_W3siaWQiOiI4ZjgxOTNlZC1hY2YyLTQwNzktODZiMS01NDM1ODgyMmNiYTQiLCJsaXN0UHJpY2UiOjI1MSwiZGlzY291bnQiOjQ1LCJzZWxsaW5nUHJpY2UiOjIwNiwiaW5jbHVkZXNUYXgiOnRydWUsInByaWNlVHlwZSI6Ildob2xlc2FsZSIsImN1cnJlbmN5IjoiTVhOIiwiZnJvbSI6IjIwMjQtMTItMTNUMDc6MDA6MDBaIiwicmVnaW9uIjoiTVgiLCJpc1ByZW9yZGVyIjpmYWxzZX1d9780544611184_<p><strong>Why Americans are fleeing our broken banking system: Startling and absorbingRequired reading for fans of muckraking authors like Barbara Ehrenreich.<em>Publishers Weekly</em> (starred review)</strong></p><p>What do an undocumented immigrant in the South Bronx, a high-net-worth entrepreneur, and a twentysomething graduate student have in common? All three are victims of our dysfunctional mainstream bank and credit system. Nearly half of all Americans live from paycheck to paycheck, and income volatility has doubled over the past thirty years. Banks, with their high monthly fees and overdraft charges, are gouging their lower- and middle-income customers while serving only the wealthiest Americans.</p><p>Lisa Servon delivers a stunning indictment of Americas banks, together with eye-opening dispatches from inside a range of banking alternatives that have sprung up to fill the void. She works as a teller at RiteCheck, a check-cashing business in the South Bronx, and as a payday lender in Oakland. She looks closely at the workings of a <em>tanda</em>, an informal lending club. And she delivers engaging, hopeful portraits of the entrepreneurs reacting to the unbanking of America by designing systems to creatively serve those outside the one percent.</p><p>Valuable evidence on the fragility of the personal economies of most Americans these days.<em>Kirkus Reviews</em></p><p>An intelligent plea for financial justiceAn excellent book.<em>The Christian Science Monitor</em></p>...(*_*)9780544611184_<p><strong>Why Americans are fleeing our broken banking system: Startling and absorbingRequired reading for fans of muckraking authors like Barbara Ehrenreich.<em>Publishers Weekly</em> (starred review)</strong></p><p>What do an undocumented immigrant in the South Bronx, a high-net-worth entrepreneur, and a twentysomething graduate student have in common? All three are victims of our dysfunctional mainstream bank and credit system. Nearly half of all Americans live from paycheck to paycheck, and income volatility has doubled over the past thirty years. Banks, with their high monthly fees and overdraft charges, are gouging their lower- and middle-income customers while serving only the wealthiest Americans.</p><p>Lisa Servon delivers a stunning indictment of Americas banks, together with eye-opening dispatches from inside a range of banking alternatives that have sprung up to fill the void. She works as a teller at RiteCheck, a check-cashing business in the South Bronx, and as a payday lender in Oakland. She looks closely at the workings of a <em>tanda</em>, an informal lending club. And she delivers engaging, hopeful portraits of the entrepreneurs reacting to the unbanking of America by designing systems to creatively serve those outside the one percent.</p><p>Valuable evidence on the fragility of the personal economies of most Americans these days.<em>Kirkus Reviews</em></p><p>An intelligent plea for financial justice[An] excellent book.<em>The Christian Science Monitor</em></p>...9780544611184_Houghton Mifflin Harcourtlibro_electonico_42df3d9d-4b65-3961-9236-195ae049132a_9780544611184;9780544611184_9780544611184Lisa ServonInglésMéxicohttps://getbook.kobo.com/koboid-prod-public/openroadmedia-epub-ae9b6ea8-f21f-496e-9f9e-140de09d6cad.epub2017-01-10T00:00:00+00:00Houghton Mifflin Harcourt